Risk Disclosure

Risk Disclosure

Last updated: April 2026

Important: Cryptocurrency and digital assets involve significant risks. Please read this carefully before using Glorayy Services.

Glorayy provides tools for digital asset management, including USDT transactions, reward token subscriptions, loans, and virtual cards. We do not provide financial, investment, tax, or legal advice. All decisions are your own responsibility.

Key Risks

Volatility and Loss of Value: Digital asset prices can fluctuate dramatically. You could lose all or a substantial part of the value of your assets or subscriptions. Past performance is not indicative of future results.

Liquidity Risk: Some assets or reward subscriptions may have limited liquidity, making it difficult to exit positions quickly without loss.

Regulatory Risk: Laws and regulations governing cryptoassets in the UK and globally may change. This could affect the legality, taxation, or availability of our Services or your assets.

Technological & Security Risks: Blockchain networks, smart contracts, and wallets carry risks of hacks, bugs, network failures, or loss of private keys. We implement security measures but cannot guarantee against all threats.

Counterparty & Platform Risk: While we aim for high standards, issues with third-party providers (e.g., OpenAI for chat, blockchain infrastructure, or payment processors) could impact Services.

Loan-Specific Risks: Borrowing USDT involves interest and repayment obligations. Failure to repay may result in penalties, loss of collateral (if any), or account restrictions.

Subscription Risks: Reward token subscriptions depend on the performance of underlying digital assets (e.g., e-commerce sites or metaverse properties). Revenue shares are not guaranteed.

Market & Operational Risks: Market manipulation, fraud, or broader economic events can affect digital assets.

No Custody of Private Keys

In most cases, you retain control of your own wallet and private keys. We are not a custodian for your digital assets unless explicitly stated in a separate agreement.

AI Chatbot Limitation

Responses from our OpenAI-powered Live Chat are for general information only and may contain inaccuracies. Do not rely on them for financial decisions.

No Guarantees

We provide the Services "as is". We make no warranties regarding profitability, security, or uninterrupted access.

Your Responsibilities

Understand the risks before subscribing, transacting, or taking loans.

Only use funds you can afford to lose.

Comply with all applicable laws in your jurisdiction (including tax obligations).

Maintain strong security practices (e.g., secure passwords, enable 2FA, never share private keys).

Regulatory Status

Glorayy operates under UK jurisdiction and complies with AML/KYC requirements. Certain activities may be subject to evolving FCA or other regulatory oversight. We do not guarantee any specific regulatory status.

By using Glorayy, you acknowledge these risks and agree that we are not liable for losses arising from them (subject to our Terms of Use and applicable law).

For more information, review our Terms of Use and Privacy Policy. If you are unsure, seek independent professional advice.

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